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\u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 (\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629).<\/p>\n\n\n<a href=\"https:\/\/menarah.org\/wp-content\/uploads\/sites\/2\/2021\/10\/Golden-Paper-on-Fixing-Pension-Systems-in-MENA-Region.pdf\" class=\"pdfemb-viewer\" style=\"\" data-width=\"max\" data-height=\"max\" data-toolbar=\"bottom\" data-toolbar-fixed=\"off\">\u0627\u0644\u0648\u0631\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u0644\u0625\u0635\u0644\u0627\u062d \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627<\/a>\n<p class=\"wp-block-pdfemb-pdf-embedder-viewer\"><\/p>","protected":false},"excerpt":{"rendered":"<p>All Arab countries, except for three, have deficits in their pension funds exceeding 50%. As for the three countries, two of them started their social insurance relatively late and the third one had to significantly recapitalize its fund early last decade. Likewise, these three countries are not immune from deficits of similar proportions during the [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1015,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,15,17,8,9],"tags":[27,33,56,60,88],"class_list":{"0":"post-1013","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blogs","8":"category-sitting-ageing-priorities","9":"category-publications","10":"category-regional-partners","11":"category-resources","12":"tag-27","13":"tag-ageing","14":"tag-financing","15":"tag-gulf","16":"tag-pensions"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Golden Paper on Fixing Pension Systems in MENA Region - Menarah<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/menarah.org\/ar\/the-golden-paper-on-fixing-pension-systems-in-mena-region\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Golden Paper on Fixing Pension Systems in MENA Region - Menarah\" \/>\n<meta property=\"og:description\" content=\"All Arab countries, except for three, have deficits in their pension funds exceeding 50%. As for the three countries, two of them started their social insurance relatively late and the third one had to significantly recapitalize its fund early last decade. Likewise, these three countries are not immune from deficits of similar proportions during the [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/menarah.org\/ar\/the-golden-paper-on-fixing-pension-systems-in-mena-region\/\" \/>\n<meta property=\"og:site_name\" content=\"Menarah\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-07T08:43:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-21T12:15:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/menarah.org\/wp-content\/uploads\/2021\/10\/Pic-of-Ebrahim-K-Ebrahim-CEO-Fintech-Robos-Bahrain.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"303\" \/>\n\t<meta property=\"og:image:height\" content=\"391\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ebrahim K Ebrahim\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/drshereehussein\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ebrahim K Ebrahim\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data2\" content=\"\u062f\u0642\u064a\u0642\u062a\u0627\u0646\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/\"},\"author\":{\"name\":\"Ebrahim K Ebrahim\",\"@id\":\"https:\\\/\\\/menarah.org\\\/#\\\/schema\\\/person\\\/b268b1c85ec7e1e9bba4939d996deb50\"},\"headline\":\"The Golden Paper on Fixing Pension Systems in MENA Region\",\"datePublished\":\"2021-10-07T08:43:15+00:00\",\"dateModified\":\"2023-12-21T12:15:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/\"},\"wordCount\":421,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/menarah.org\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/Pic-of-Ebrahim-K-Ebrahim-CEO-Fintech-Robos-Bahrain.jpg\",\"keywords\":[\"2021\",\"Ageing\",\"Financing\",\"Gulf\",\"Pensions\"],\"articleSection\":[\"Blogs\",\"Developing Ageing Policies in the MENA region\",\"Publications\",\"Regional Partners\",\"Resources\"],\"inLanguage\":\"ar\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/\",\"url\":\"https:\\\/\\\/menarah.org\\\/the-golden-paper-on-fixing-pension-systems-in-mena-region\\\/\",\"name\":\"The Golden Paper on Fixing Pension Systems in MENA Region - 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Ebrahim is the Founder &amp; CEO of Fintech Robos \u2013 For Savings &amp; Pensions Apps, a project aimed at launching a MENA-wide financial institution for long-term savings and pensions. Ebrahim is an evangelist for household long-term savings and pensions in MENA. &nbsp; Formerly, he was a Board Member at Takaud Savings &amp; Pensions B.S.S. (c), after serving more than 6 years in the company\u2019s executive management. In that role, Ebrahim was responsible for promoting and developing TAKAUD\u2019s strategic collaboration with government institutions in the pension, asset management, capital market and economic planning space. He was also in charge of the corporate pension business in the government-related sector. With this he became a retirement savings and planning advocate, and regularly conducted seminars on the need to save for retirement, and on how employee savings and pension schemes should be governed and administered. &nbsp; He initiated and led the annual Arab Pensions Conference, organized in the region for five years now, and held in the Kingdom of Bahrain for four times. He is also the organizer of the Arab Household Long-term Savings Conference. Ebrahim is a savings and pensions writer and analyst. &nbsp; He joined TAKAUD from Thuraya Satellite Telecoms Co., part of the UAE\u2019s Etisalat Group, where he was Senior VP of Marketing &amp; Corporate Communications, responsible for marketing satellite telecom offerings across a footprint of more than 140 countries. &nbsp; Prior to that, he held key marketing roles in Bahrain\u2019s national telecoms provider Batelco, as well as with ARIG, the Arab Insurance Group. 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